Terms of Service
Updated June 9, 2025
These Terms of Service ("Terms") govern your use of the Falcon Media website located at falconmedia.group (the "Website") and the services provided by Falcon Media ("Falcon Media," "we," "us," or "our"). By accessing or using our Website and services, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not use our Website or services.
Description of Services
Falcon Media is a marketing and lead generation company that connects consumers seeking financial products with third-party financial service providers. We are not a lender, broker, loan servicer, or financial advisor. We do not make credit decisions, provide loans, or offer financial advice.
When you submit your information through our Website, we share it with our network of financial service partners who may offer you loans or other financial products. These partners are independent third parties, and we do not control their lending decisions, rates, terms, or conditions.
Eligibility
By using our Website and services, you represent and warrant that:
- You are at least 18 years of age
- You are a resident of the United States
- You have the legal capacity to enter into these Terms
- All information you provide is true, accurate, current, and complete
- You will maintain and promptly update your information to keep it accurate
Use of Services
You agree to use our Website and services only for lawful purposes and in accordance with these Terms. You agree not to:
- Provide false, inaccurate, or misleading information
- Use our services for any fraudulent or unlawful purpose
- Impersonate any person or entity
- Interfere with or disrupt our services or servers
- Attempt to gain unauthorized access to any portion of our Website
- Use any automated system, including robots, spiders, or scrapers, to access our Website
- Violate any applicable federal, state, or local laws or regulations
Information Submission and Consent
By submitting your information through our Website, you:
- Consent to our Privacy Policy, which is incorporated into these Terms by reference
- Authorize us to share your information with our financial service partners
- Understand that multiple partners may contact you by phone, email, SMS/text message, or mail
- Acknowledge that we do not guarantee loan approval or specific rates or terms
- Understand that each partner has its own lending criteria and decision-making process
No Guarantee of Loan Approval
Submitting your information does not guarantee that you will be approved for a loan or receive any specific rates or terms. Loan approval decisions are made solely by our partners based on their individual criteria. We do not control or influence these decisions.
Intellectual Property
All content on our Website, including text, graphics, logos, images, and software, is the property of Falcon Media or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or reproduce any content without our prior written permission.
Third-Party Links and Services
Our Website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third parties. Your use of third-party websites or services is at your own risk and subject to their terms and conditions.
Disclaimers
THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that:
- Our services will meet your requirements
- Our services will be uninterrupted, secure, or error-free
- The results obtained from our services will be accurate or reliable
- Any errors in our services will be corrected
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FALCON MEDIA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:
- Your use or inability to use our services
- Any unauthorized access to or use of our servers and/or any personal information stored therein
- Any interruption or cessation of our services
- Any errors or omissions in any content
- Any third-party actions or decisions, including loan denials or unfavorable terms
In no event shall our total liability exceed one hundred dollars ($100).
Indemnification
You agree to indemnify, defend, and hold harmless Falcon Media and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with:
- Your use of our Website or services
- Your violation of these Terms
- Your violation of any third-party rights
- Any false, inaccurate, or misleading information you provide
Changes to Terms
We reserve the right to modify these Terms at any time. If we make material changes, we will update the "Updated" date at the top of these Terms. Your continued use of our Website or services after any changes constitutes your acceptance of the new Terms.
Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or our services shall be resolved exclusively in the state or federal courts located in Albany County, New York, and you consent to the personal jurisdiction of such courts.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Falcon Media regarding your use of our Website and services and supersede all prior agreements and understandings.
Contact Information
If you have questions about these Terms, please contact us at:
Falcon Media
418 Broadway, Ste R
Albany, NY 12207
Email: legal@falconmedia.group